How it works

LuSplit follows a simple flow: create a group, add expenses, understand balances, and settle up clearly.

1. Create a group

Start by creating a group and adding the people involved.

You can define dependency relationships so children or dependents are attached to the right adult and costs are attributed correctly.

Create group - add people and define who depends on whom

2. Track shared expenses

When someone pays for something shared, add it as an expense.

Record:

  • title
  • amount
  • who paid
  • who joined

The impact is visible immediately before saving.

Add expense - title, amount, participants, and instant impact preview

3. Understand the group instantly

The overview shows the current state of the group:

  • balances
  • recent activity
  • who owes what
Overview - balances and recent activity at a glance

4. See all expenses

The full history of the group is available in a single list.

Expenses - every shared expense in one list

5. Settle up

When it is time to close the group, LuSplit generates the minimum set of transfers required.

Settle up - the minimum transfers needed to clear debts

6. Record payments

After a payment happens, record it to keep balances accurate and the timeline consistent.

Record payment - save a suggested payment directly

LuSplit focuses on clarity. No money moves through the app. It simply makes shared expenses understandable.